FIRE Abroad

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The non-working residence visa supports residence for applicants with sufficient guaranteed means but prohibits gainful and remote professional activity. Documented cap: 365 days. Work permission: Passive income only.

Tax: Recurring days, sporadic-absence rules and economic-interest tests create material recordkeeping and advice needs. Resident scope: Spanish tax residents generally enter IRPF on worldwide income; nonresidents remain subject to Spanish-source income under separate rules. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Treaties can resolve dual residence or allocate income, but Spanish filings and foreign-asset reporting require profile-specific advice.

Healthcare: Conditional. Waiting/access: Economically inactive residents may need qualifying home coverage, private insurance or the paid special agreement where eligible. Age limits: The special-agreement route is eligibility-based; private underwriting must be checked separately. Pre-existing conditions: Do not assume a residence-compliant private policy covers every pre-existing condition. Evacuation: Confirm repatriation and island transfer cover outside public entitlements.

Financial infrastructure: Nonresidents can face proof-of-nonresidence and institution-specific KYC requirements; legal EU residents have a defined basic-account route subject to AML checks. A NIE/TIE or other status documentation is commonly relevant and must be confirmed with the bank. Transfers: SEPA transfers are broadly available; enhanced source-of-funds checks can delay onboarding or transfers. Common cards and transfers are available through regulated institutions. Brokerage: Broker service and tax reporting are provider- and residence-specific and require verification after relocation.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. A residence visa for people living on their own income may support a recurring base when the applicant proves qualifying income and meets consular requirements. Work permission: Work permission needs professional review.

Tax: Recurring days and a maintained home make residence analysis and recordkeeping more important. Resident scope: Residents typically enter Portuguese tax on worldwide income; non-residents generally remain taxable on Portuguese-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Treaty relief and foreign-tax-credit reporting depend on the other jurisdiction and income category; residence and immigration status are separate tests.

Healthcare: Conditional. Waiting/access: Legally resident foreigners can obtain an SNS user number, while public payment coverage also requires linked identity, tax, address and residence information. Age limits: No general age limit is stated for legal-resident SNS registration; insurance underwriting remains separate. Pre-existing conditions: Public access and private-policy exclusions must be distinguished and verified. Evacuation: Confirm transfer and repatriation insurance for island or remote-area use.

Financial infrastructure: Banco de Portugal lists identity, tax-number or foreign equivalent, address, occupation and source-of-funds documentation; institutions may request more. A Portuguese NIF or equivalent foreign tax number is part of customer identification. Transfers: International transfers are available, subject to institution due diligence and customer-document updates. SEPA and common card/payment services are available, but a bank is not required to offer every payment instrument. Brokerage: Broker eligibility is provider-specific and must be reconfirmed after a residence or tax-home change.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The non-working residence visa supports residence for applicants with sufficient guaranteed means but prohibits gainful and remote professional activity. Documented cap: 365 days. Work permission: Passive income only.

Tax: Recurring days, sporadic-absence rules and economic-interest tests create material recordkeeping and advice needs. Resident scope: Spanish tax residents generally enter IRPF on worldwide income; nonresidents remain subject to Spanish-source income under separate rules. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Treaties can resolve dual residence or allocate income, but Spanish filings and foreign-asset reporting require profile-specific advice.

Healthcare: Conditional. Waiting/access: Economically inactive residents may need qualifying home coverage, private insurance or the paid special agreement where eligible. Age limits: The special-agreement route is eligibility-based; private underwriting must be checked separately. Pre-existing conditions: Do not assume a residence-compliant private policy covers every pre-existing condition. Evacuation: Confirm repatriation and island transfer cover outside public entitlements.

Financial infrastructure: Nonresidents can face proof-of-nonresidence and institution-specific KYC requirements; legal EU residents have a defined basic-account route subject to AML checks. A NIE/TIE or other status documentation is commonly relevant and must be confirmed with the bank. Transfers: SEPA transfers are broadly available; enhanced source-of-funds checks can delay onboarding or transfers. Common cards and transfers are available through regulated institutions. Brokerage: Broker service and tax reporting are provider- and residence-specific and require verification after relocation.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. A residence visa for people living on their own income may support a recurring base when the applicant proves qualifying income and meets consular requirements. Work permission: Work permission needs professional review.

Tax: Recurring days and a maintained home make residence analysis and recordkeeping more important. Resident scope: Residents typically enter Portuguese tax on worldwide income; non-residents generally remain taxable on Portuguese-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Treaty relief and foreign-tax-credit reporting depend on the other jurisdiction and income category; residence and immigration status are separate tests.

Healthcare: Conditional. Waiting/access: Legally resident foreigners can obtain an SNS user number, while public payment coverage also requires linked identity, tax, address and residence information. Age limits: No general age limit is stated for legal-resident SNS registration; insurance underwriting remains separate. Pre-existing conditions: Public access and private-policy exclusions must be distinguished and verified. Evacuation: Confirm transfer and repatriation insurance for island or remote-area use.

Financial infrastructure: Banco de Portugal lists identity, tax-number or foreign equivalent, address, occupation and source-of-funds documentation; institutions may request more. A Portuguese NIF or equivalent foreign tax number is part of customer identification. Transfers: International transfers are available, subject to institution due diligence and customer-document updates. SEPA and common card/payment services are available, but a bank is not required to offer every payment instrument. Brokerage: Broker eligibility is provider-specific and must be reconfirmed after a residence or tax-home change.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The national digital-nomad visa can support up to twelve months for qualifying remote workers with foreign work and documented resources. Documented cap: 365 days. Work permission: Remote work permitted.

Tax: The rolling twelve-month count and vital-interest tests make recurring stays advice-sensitive. Resident scope: Greek tax residence determines worldwide-income exposure; nonresidents are taxable on Greek-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: A tax-residence certificate and the applicable double-tax agreement may be needed; immigration residence does not decide tax residence.

Healthcare: Conditional. Waiting/access: Statutory access depends on insurance status and residence route; applicants should maintain private cover until registration is confirmed. Age limits: No universal age cap is established by the cited cross-border guidance; private terms remain product-specific. Pre-existing conditions: Public entitlement and private underwriting must be checked separately. Evacuation: Crete-to-mainland transfer and repatriation cover should be confirmed.

Financial infrastructure: Account availability and onboarding documents are institution-specific; use only Bank of Greece-supervised institutions and verify current KYC requirements. A Greek tax number and residence evidence may be requested; confirm with the selected institution. Transfers: SEPA access is available through supervised institutions, subject to due diligence. Common euro payment services are available, with product access determined by the bank. Brokerage: Investment-account eligibility and reporting must be checked after residence changes.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The E33G remote-worker residence route is profile-dependent and should be checked for income, employer and permitted-activity requirements. Documented cap: 365 days. Work permission: Remote work permitted.

Tax: Rolling twelve-month day counts and intention-to-reside evidence make recurring stays administratively sensitive. Resident scope: Domestic tax subjects generally report Indonesian and worldwide income; nonresidents remain taxable on Indonesian-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: The 183-day test is not the only residence test; treaty residence, registration and foreign-income reporting require professional advice.

Healthcare: Conditional. Waiting/access: Do not assume a residence permit creates comprehensive public cover; confirm local enrollment and maintain private insurance until effective. Age limits: Private insurance age and renewal limits require product-specific verification. Pre-existing conditions: Private underwriting may exclude or load pre-existing conditions. Evacuation: A funded evacuation path to a regional medical hub should be documented.

Financial infrastructure: Bank Indonesia states nonresidents are eligible in principle, subject to bank KYC, identity and source-of-funds requirements. Tax and residence documents may be required by the institution; confirm the exact onboarding list. Transfers: Rupiah and foreign-exchange transactions are regulated and can require underlying documentation. International cards and transfers are available but acceptance and limits vary by institution and merchant. Brokerage: Local and home-country brokers may restrict service after residence changes; verify before moving assets.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The Destination Thailand Visa includes workcation and other defined activities, with eligibility and each period of stay requiring official confirmation. Documented cap: 180 days. Work permission: Remote work permitted.

Tax: Approaching or crossing 180 aggregate days materially changes residence and foreign-income remittance analysis. Resident scope: Residents are liable on Thai-source income and foreign-source assessable income under remittance rules; nonresidents are liable on Thai-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Foreign-income remittance guidance and treaty residence should be reviewed for the relevant year and income categories.

Healthcare: Conditional. Waiting/access: Do not assume the visa grants Thai public coverage; maintain private insurance unless a separate employment or statutory route applies. Age limits: Obtain product-specific age and renewal terms for multi-year planning. Pre-existing conditions: Chronic and pre-existing care may be excluded or loaded by private insurers. Evacuation: Confirm transfer from Samui or smaller facilities to a major-city hospital and onward evacuation.

Financial infrastructure: Nonresidents may open defined baht and foreign-currency accounts at authorized banks, but retail onboarding documents remain bank-specific. A tax number or residence documents may be required depending on account and activity. Transfers: Foreign-exchange and cross-border transfers operate under Bank of Thailand purpose and documentation rules. Cards and bank transfers are common, but cash and up-front medical payment remain relevant on islands. Brokerage: Nonresident securities accounts are regulated separately; provider access and home-country restrictions require verification.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The digital-nomad temporary stay can be granted for up to eighteen months to qualifying third-country remote workers for foreign businesses. Documented cap: 548 days. Work permission: Remote work permitted.

Tax: The digital-nomad route has specific tax treatment, but residence and income-category facts still require advice. Resident scope: Residents are taxed on Croatian and foreign income under the worldwide-income principle; nonresidents are taxed on Croatian income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Croatian residence is not reducible to one day count; domestic residence facts and an applicable treaty must be reviewed together.

Healthcare: Conditional. Waiting/access: Temporary residents are generally subject to Croatian compulsory-insurance rules unless EU rules, an agreement or a special law provides otherwise. Age limits: Eligibility is status-based; private policy age limits require separate checking. Pre-existing conditions: Compulsory coverage rules and private-policy exclusions are separate questions. Evacuation: Confirm coastal or island transfer and repatriation cover.

Financial infrastructure: EU legal residents have a statutory basic-account route at qualifying institutions, subject to identification and anti-money-laundering requirements. An OIB and identity/residence documentation can be required for local administration and banking. Transfers: Euro/SEPA transfers are available through Croatian institutions, subject to due diligence. Common euro cards and transfers are available; product access is bank-specific. Brokerage: Broker eligibility and cross-border reporting should be checked with the provider after a residence change.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. No general part-year retirement permission is documented; repeated temporary-visitor use must not be treated as a residence route. Documented cap: 90 days. Work permission: Passive income only.

Tax: Domicile facts and repeated presence need review even without a 183-day statutory trigger. Resident scope: Nonresidents are generally taxed on Japanese-source income; resident scope varies with residence classification and remittance facts. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Japan's domicile and one-year residence tests are not a simple 183-day rule; treaty and non-permanent-resident analysis is profile-specific.

Healthcare: Conditional. Waiting/access: Eligibility for public insurance generally requires a qualifying registered residence expected to exceed three months. Age limits: Public eligibility is residence-based; private bridge-cover age limits remain separate. Pre-existing conditions: Public participation and private underwriting should not be conflated. Evacuation: Evacuation is outside national insurance and must be funded separately.

Financial infrastructure: The Financial Services Agency publishes a dedicated account-opening and remittance guide for longer-term foreign residents. Residence card, address and identity checks are central; requirements vary by institution. Transfers: Banks monitor residence-period changes and international remittances under KYC rules. Local accounts and cards are available to qualifying residents, while onboarding can be document-intensive. Brokerage: Securities-provider access and tax reporting can change with residence and must be verified directly.

Stay: Illustrative general-nonlocal baseline only because mobility rights were not provided. The e-visa is capped at 90 days and cannot be treated as a durable recurring residence route; a separate qualifying sponsored status is required. Documented cap: 90 days. Work permission: Passive income only.

Tax: Recurring days, the rolling twelve-month test and housing facts require careful records. Resident scope: Residents are taxable on income earned inside and outside Vietnam; nonresidents are taxable on Vietnam-source income. Income category: Income-category treatment depends on the selected income mix. Treaty/reporting: Calendar-year and rolling twelve-month counts plus habitual-residence tests make arrival-year analysis important.

Healthcare: Conditional. Waiting/access: Do not infer public-insurance eligibility from an e-visa; maintain private cover until a separate qualifying status and enrollment are confirmed. Age limits: Long-stay private-policy age and renewal terms are provider-specific. Pre-existing conditions: Chronic and pre-existing care can be excluded by private cover. Evacuation: Plan a funded transfer to a regional medical hub for care unavailable in central Vietnam.

Financial infrastructure: Residents and nonresidents may open defined local or foreign-currency accounts at authorized institutions, subject to bank documentation and account-purpose rules. Tax, visa and residence documents may be requested; confirm the current account-specific list. Transfers: Foreign-exchange use and outward transfer purposes are regulated and can require supporting documents. International cards can be used through authorized channels, while local acceptance and cash needs vary. Brokerage: Provider eligibility and capital-transfer documentation require verification before moving investment activity.