Rent
The target includes ongoing modeled rent and preserves property capital as liquid retirement assets. Renting is the cleaner first comparison when residency, neighborhood fit or long-term plans remain uncertain.
Where your plan could take you
Plan used for these results
- Retirement
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- Capital
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- Housing
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- Income
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- Preferences
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Projected capital—
Destinations shown—
Within reach—
Strongest match—
No destinations fit these choices. Try another region or adjust your housing and financing details.
Best matches for your plan
Your three strongest matches
All filtered destinations · lowest capital first
Capital needed by destination
Your projected capital—
Your recommended matches
Compare your strongest matches
How your capital could grow
Projected portfolio by year
A projection appears when at least one destination can be evaluated.
Why some destinations are not shown
Mortgage evidence used
Mortgage availability is indicative and must be verified with lenders.
Within reach means projected liquid capital covers the estimate using a 50% realized-gain share. Close means 85–99%. The planning range shows 0%–100% of calculated portfolio withdrawals as realized gains under current destination capital-gains rules. Property equity is shown separately and never funds retirement spending in this comparison. Read the methodology.
Compare active FIRE Abroad destinations
How the retirement destination finder works
The finder compares your projected capital with each destination’s living costs, reserve and housing plan. Region and setting narrow the results; healthcare helps rank the matches.
What “within reach” means
Projected liquid capital covers the required retirement capital for the selected household, retirement duration and housing plan. “Close” means the projection covers 85–99% of the target. These are planning thresholds, not promises: tax, visa eligibility, healthcare circumstances and currency shocks still require separate advice.
Renting versus buying in retirement
Buy
Buying requires separate property capital, acquisition costs and a realistic financing assumption. Property equity is reported separately and is never counted as money available for retirement spending.
Frequently asked questions
How does the finder choose retirement destinations?
Region and setting selections filter the destination list. The finder then ranks the remaining destinations by financial fit and healthcare preference.
Does “within reach” mean I can definitely retire there?
No. It means the financial projection covers the modeled target under the assumptions entered. Immigration, tax, healthcare, currency and personal circumstances can change the conclusion.
Should I model renting or buying?
Start with renting if the destination is not yet proven through long stays. Model buying when you have a separate acquisition budget and can verify ownership, financing and transaction costs.
Are visa and tax costs included?
No. The finder compares modeled living, reserve and housing capital. Confirm visa eligibility and obtain country-specific tax advice separately.